Prudential Company Information
751 Broad St.
Newark, NJ 07102
Prudential Financial started out in 1875 as the Prudential Friendly Society, selling life insurance to working class people in New Jersey. Throughout the years, Prudential Financial has grown to include Individual Life Insurance, Asset Management, Retirement, International Insurance, and more products concentrating on providing a better future to its members.
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Prudential Products
Although Prudential does not offer major medical coverage, they do provide outstanding coverage for individuals seeking Long-Term Care protection. Prudential Financial offers LTC3 to assist in covering expenses incurred with long term healthcare. Members can customize their insurance package to meet their personal needs. Coverage can include expenses incurred in nursing homes, assisted care living, adult day care, or hospice. Prudential allows their members to choose from:
- Different elimination periods (elimination periods affect the dollar amount of the premiums that members pay)
- Lifetime maximum benefits (from two years to unlimited years)
- Five different ways to protect their plans from inflation (allows members to keep up with inflation)
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