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Principal Company Information
711 High St.
Des Moines, IA 50392
Principal Financial Group started in 1979 with the formation of Bankers Life Association in Chariton Iowa. Today, Principal Financial is a Fortune 500 Company with more that $144 billion in assets. Principal Financial Group has grown not only in assets since its beginning, but in products. The Company has expanded from offering individual life insurance policies to products including health insurance and banking products.
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Principal Financial Products
- HSA: Principal Financial Group offers Health Savings Accounts, or HSAs, that, when combined with a High Deductible Health Plan, allow members to plan not only for their medical futures, but their financial futures. A member uses a HSA account to pay approved medical expenses with pre-tax dollars. This might give the member a break on his or her income taxes. Any unused portion of the HSA account gets rolled into the next year.
- High Deductible Health Plan: This plan offers members protection against the high costs of unexpected illnesses or accidents while members enjoy lower premiums. This program can also include coverage for annual checkups and prescription drug services.
- Disabillity Insurance: Principal Financial Group has Disability Insurance available for those who want extra protection in case of a member or family member is disabled for a long period of time through injury or illness.
- Caremark: Principal Financial Group also offers additional prescription drug services through Caremark. Caremark Specialty Pharmacy Services offers services such as express delivery and counseling services with a program for specialty oral or injectable drugs.
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