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Wednesday, February 8, 2012

PacifiCare Health Systems

 
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PacifiCare Company Information

P. O. Box 6006
Cypress, CA 90630

In business for twenty-five years, PacifiCare has more than 3 million health plan members nationwide.  PacifiCare is dedicated to providing innovative, quality products while servicing and retaining customers.  PacifiCare is committed to maintaining integrity in all of their dealings.

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PacifiCare Products

  • PacifiCare SignatureValue, an HMO, requires members to pick a primary care physician to manage the members’ medical care.  Members pay a copayment for healthcare services using medical providers from within a large network.  The primary care physician can refer members to a specialist within the network if needed.


  • PacifiCare Signature POS offers members the option of picking a healthcare provider from outside of the network.  POS members will save more money by using network medical providers.

  • PacifiCare SignatureFreedom allows members to use a special account, or self-directed account, from which they can pay certain covered medical expenses. Members can use any medical provider they choose, but will save more money when using a healthcare provider in the network. If a member requires medical care that is not approved to be paid from the self-directed account, the member uses a PPO plan.  Medical expenses paid using the PPO plan are subject to a yearly deductible and coinsurance.  

  • PacifiCare SignatureIndependence members must pay an annual deduction before coverage starts. Members also pay coinsurance for their medical care.  Members can see any physician or healthcare provider that they choose.

 

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Texas-Health-Plans is not an insurer and cannot issue health insurance policies. This site provides free information on insurance services and coverage options. The above summary is intended only as an informational resource and does not suggest any license or authorization to sell any insurance products or services. If you choose to request a quote, we cannot guarantee that you will be contacted by a representative of the above carrier. Coverage and policies described on this site may not be available in all states, and no guarantees of the same are made herein.

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